Statement of Rights Under the
Newborns' and Mothers' Health Protection Act

This notice is regarding your rights to specific health benefits during and following childbirth. Under federal law, health plans cannot restrict benefits for any hospital stay in connection with childbirth to less than:

• 48 hours following a normal (vaginal) delivery, or
• 96 hours following a cesarean section

However, the plan or issuer may pay for a shorter stay if the attending provider (e.g., your physician, nurse midwife, or physician assistant), after consultation with the mother, discharges the mother or newborn earlier.

In addition, a plan may not require that you, your physician or other health care provider obtain authorization for prescribing a length of stay of up to 48 hours (or 96 hours). However, you may be required to obtain precertification for any inpatient stay that exceeds 48 hours (or 96 hours). For information on precertification, contact your claims administrator.