AlaskaCare Medical Plans

Comparison chart

Premiums

Enrollment Information

Employee Insurance Information Booklet

Plan Summaries

Standard Plan

Summary of Benefits and Coverage—Standard Plan [PDF 366K]

Summary of Benefits and Coverage—Standard Plan—30% Dependents [PDF 374K] *

  • 2018 Deductible: $400 Individual / $800 Family
  • Coinsurance: 80%
  • 2018 Annual Out-of-Pocket Maximum: $1,850/person after deductible

Economy Plan

Summary of Benefits and Coverage—Economy Plan [PDF 417]

Summary of Benefits and Coverage—Economy Plan—30% Dependents [PDF 378] *

  • 2018 Deductible: $600 Individual / $1,200 family
  • Coinsurance: 70%
  • 2018 Annual Out-of-Pocket Maximum: $2,850/person after deductible

Consumer Choice Plan

Summary of Benefits and Coverage—Consumer Choice Plan [PDF 376K]

Summary of Benefits and Coverage—Consumer Choice Plan—30% Dependents [PDF 379K] *

  • 2018 Deductible: $2,500 Individual / $5,000 family
  • Coinsurance: 70%
  • 2018 Annual Out-of-Pocket Maximum: $5,500/person after deductible



* Under the authority of 2 AAC 39.920, Select Benefits will only pay 30 percent of covered charges for your dependents if your spouse or children are covered by a State employee health trust and that coverage:

  • has been waived,
  • pays less than 70 precent of covered expenses, or
  • has an individual out-of-pocket maximum, including deductible, of more than $3,500

This applies to any dependent covered by Select Benefits where the trust plan would normally pay first if you hadn't reduced or waived coverage. When your spouse or the parent of any of your children selects coverage under a State employee health trust, they must ensure they are electing a plan that covers at least themselves and any dependents for which they have primary responsibility and that coverage provides full family coverage. Failure to do so will result in less coverage for your dependents in the coming year.