AlaskaCare Medical Plan Comparison

AlaskaCare 2018 Active Employee Premiums
Benefit Standard Economy Consumer Choice
Monthly Employee -
Only Contribution
$136 $0 MEBA/IBU/ ACOA/TEAME
$40 All Others
$23
Monthly Employee Contribution for Employee and Family $388 $0 MEBA/IBU/ ACOA/TEAME
$115 All Others
$66
Deductible $400 / Individual
$800 / Family
$600 / Individual
$1,200 / Family
$2,500 / Individual
$5,000 / Family
Coinsurance 1 2 80% of allowable amount 70% of allowable amount 70% of allowable amount; 50% for out-of-network services
Annual Out-of-Pocket Limit (See plan document for to see exclusions) $1,850 individual / $3,700 individual if out-of-network for facility services outside of Alaska or in the Municipality of Anchorage $2,850 individual / $5,700 individual if out-of-network for facility services outside of Alaska or in the Municipality of Anchorage $5,500 individual / $11,000 individual if out-of-network for facility services outside of Alaska or in the Municipality of Anchorage

1 See section 2.1.1 of the plan booklet for a list of coinsurance exceptions, such as 100% for in-network preventive care, or reduced coinsurance levels for receiving services at some out-of-network facilities.
2 Coinsurance will be 30% of covered charges for dependents that are covered by a State employee health trust and that coverage: has been waived, pays less than 70% of covered expenses, or has an individual out-of-pocket maximum, including deductibles, of more than $3,500.

Effective: Jan. 1 - Dec. 31, 2018

* See section 2.1.1 of the plan booklet for a list of coinsurance exceptions, such as 100% for in-network preventive care, or reduced coinsurance levels for receiving services at some out-of-network facilities.

** Coinsurance will be 30% of covered charges for dependents that are covered by a State employee health trust and that coverage: has been waived, pays less than 70% of covered expenses, or has an individual out-of-pocket maximum, including deductibles, of more than $3,500.

Please refer to the plan booklet for plan provisions.

(Effective January 1, 2018)