Long-Term Care Premiums

Premiums are based on your age at retirement and while all premiums may increase, your premium will always be based on your age on the date you retired. If you elect coverage for your spouse or qualified same sex partner, you pay a separate premium based on their age at your retirement.


Bronze Option

Monthly Rates
May 1, 2000 Age Premium (in dollars)
< 50 16.10
50-54 21.45
55-59 26.80
60-64 48.25
65-69 80.45
70-74 128.70
75-79 193.05
80-84 294.95
≥ 85 412.90

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Long-Term Care Silver, Gold, and Platinum Option

Monthly Rates
Age at enrollment Silver Option
$400,000 maximum
No inflation protection
Gold Option
$300,000 maximum
Simple inflation protection
Platinum Option
$300,000 maximum
Compound inflation protection
≤ 40 $26 $76 $148
41 $27 $77 $150
42 $28 $78 $153
43 $30 $79 $155
44 $31 $81 $158
45 $33 $82 $161
46 $35 $84 $164
47 $37 $85 $167
48 $39 $89 $170
49 $41 $92 $172
50 $44 $96 $175
51 $46 $100 $177
52 $49 $103 $180
53 $52 $109 $184
54 $56 $114 $188
55 $60 $120 $192
56 $63 $126 $195
57 $67 $131 $199
58 $75 $143 $212
59 $84 $156 $225
60 $92 $168 $237
61 $100 $181 $250
62 $108 $193 $263
63 $123 $212 $281
64 $137 $231 $300
65 $151 $250 $319
66 $166 $269 $338
67 $180 $288 $357
68 $201 $313 $381
69 $222 $339 $404
70 $244 $364 $428
71 $265 $389 $451
72 $286 $414 $475
73 $314 $444 $502
74 $343 $474 $529
75 $371 $503 $556
76 $399 $533 $584
77 $427 $563 $611
78 $471 $609 $654
79 $515 $654 $698
80 $559 $700 $741
81 $603 $746 $784
82 $646 $791 $828
83 $731 $887 $923
84 $815 $982 $1018
≥ 85 $900 $1078 $1113

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