Dental Coverage Options

Open Enrollment will begin
November 4 and close November 25, 2020.
Changes will go into effect January 1, 2021.

Oral health is an essential part of staying healthy. Studies have linked oral health to several chronic diseases, including diabetes, heart disease and stroke. Pregnant women who have periodontal disease are more likely to have a premature and underweight baby. Lower your risks by keeping up with your preventive dental services.

No cost for preventive care from network dentists!

Seeing your dentist regularly can help you avoid serious and expensive services down the road. To help you avoid costly dental care in the future, both dental plan options cover preventive care at no cost to you if you use a network provider:

  • Preventive (Class I) services, such as cleanings, periodontal maintenance, and routine oral exams, are covered at 100% when using a network provider.
  • Preventive services do not count towards your maximum annual dental benefit, giving you more to spend each year on other services that you may need.

Reduce your costs by using a network dentist!

Your dental plan lets you see any licensed dentist you want. But when you see a network provider, you’ll save money. AlaskaCare members have access Delta Dental’s broad Premier network of providers, AND to an additional, narrower network of dental providers: Delta Dental’s PPO network.

When you visit a PPO dentist, you’ll pay less out-of-pocket. You do not need to do anything to enroll in this benefit, but if you want to take advantage of the discounted services, use the dentist locator tool to search for providers who participate in the PPO network, or call Delta Dental of Alaska toll free at (855) 718-1768.

There are two plans to choose from. See the chart below to find the plan that is the best fit for you:

AlaskaCare 2021 Dental Plan Summaries
-- Standard Economy
Monthly Plan Premiums
Employee Only $35.00 $0.00
Employee and Family $98.00 $0.00
Calendar Year Costs
Annual Maximum Benefit Per Person $1,500 $500
Deductible Per Person $25 $25
Deductible Per Family $75 $75
Service Benefit Amount Benefit Amount
Preventive
100%1 100%1
Basic
80% 10%
Major
50% 10%
Orthodontics
Eligible employees and their covered dependents 50% coinsurance up to a $1,000 lifetime maximum N/A
Effective: Jan. 1, 2019
1 Deductible waived, does not apply to annual maximum benefit.
Premiums are subject to change.
Note that although the Preventive plan offers limited coverage for non-preventive procedures, it will still save you money by restricting the cost for those services to Delta Dental's negotiated rates. This only applies when you see a provider in the Delta Dental Premier or PPO networks.
AlaskaCare has provided the above benefit summaries. Moda Health/Delta Dental of Alaska are not responsible, in any way, for the accuracy of such information. For a more detailed description refer to your Member Handbook. If you have any questions about this information, please contact your AlaskaCare plan administrator at (800) 821-2251.

Note that although the Economy plan offers limited coverage for non-preventive procedures, it will still save you money by restricting the cost for those services to Delta Dental's negotiated rates. This only applies when you see a provider in the Delta Dental Premier or PPO networks.