Dental Coverage Options

There are no changes in the Dental Plan options or coverage for 2018.

Oral health is an essential part of staying healthy. Studies have linked oral health to several chronic diseases, including diabetes, heart disease and stroke. Pregnant women who have periodontal disease are more likely to have a premature and underweight baby. Lower your risk by keeping up with your preventive services. Both plans cover preventive (Class I) services, such as cleanings and periodic oral exams, at 100% when using a network provider.

There are two plans to choose from. See the chart below to find the plan that is the best fit for you:

AlaskaCare 2018 Dental Plan Summaries
-- Standard Economy
Monthly Employee Contribution
Employee Only $34.00 $0.00
Employee and Family $96.00 $0.00
Deductible
Annual individual deductible $25 (waived for Class I services) $75 (waived for Class I services)
Annual family deductible $25 $75
Coinsurance
Class I (preventive) services 100% 100%
Class II (restorative) services 80% 10%
Class III (prosthetic) services 50% 10%
Orthodontia 50% Not Covered
Benefit Maximum
Annual individual maximum $1,500 $500
Orthodontia lifetime individual maximum
  • This maximum is not included in the annual individual maximum
$1,000 Not Covered
Effective: Jan. 1 - Dec. 31, 2018

Note that although the Economy plan offers limited coverage for non-preventive procedures, it will still save you money by restricting the cost for those services to Delta Dental's negotiated rates. This only applies when you see a provider in the Delta Dental Premier network.