Coverage Changes

You may decrease your level of coverage at any time. Decreases in coverage are effective on the first of the month following receipt by the Division.

You may only increase your coverage within 120 days of:

  • Marriage/start of a same-sex partnership
  • Birth/adoption of a first child

Requests to increase coverage must be in writing and must be received within 120 days from the date of the event. Requests are effective on the first of the month following receipt for medical and DVA increases, and on the first of the month following approval for LTC increases.

Tier II and Tier III benefit recipients

Eligible retirees may make changes during Retiree Open Enrollment. You may make changes during this open enrollment if at retirement you were not eligible for system-paid medical benefits or if you are a Tier III member who retired without the required service to be eligible for system-paid medical.