PERS Information Handbook

Complete PERS Information Handbook

Download complete handbook [PDF 11.3M]

Table of Contents

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Introduction & General Information

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Administration of the PERS
Funding of the PERS DB Plan

Services for PERS Members

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Retirement and Benefits Online
Member Services Online
Counseling Services
Communicating with the PERS
Writing the PERS
Visiting and Calling the PERS
Confidentiality of Records


Download Membership section [PDF 1.2M]
Who is a Member of the PERS DB Plan?
Employers Participating in the PERS DB Plan
Employees Not Covered Under the PERS DB Plan
Membership Tiers
Simultaneous PERS and TRS Credit
Time Limit for Refund or Benefit
Tax Considerations
Annual Statement
Beneficiary Designation

Service Credit

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Credited Service
Reinstatement of Refunded Service
Refund of Contributions on Cost-of-Living Differential
Call to Active Duty Military Service
Claimed Service
Indebtedness Payments

Disability Benefits

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Occupational Disability Benefits
Nonoccupational Disability Benefits
Vocational Rehabilitation Requirements
Continuing Eligibility Requirements
Converting to a Normal Retirement Benefit
Peace Officers and Fire Fighters Receiving Occupational Disability Benefits

Death Benefits

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Nonoccupational Death Before Retirement
Occupational Death Before Retirement
Death Benefit Payments
Death Benefits for Retired Members

Pension Benefits

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Minimum Requirements for Age-Based Retirement
Minimum Requirements for Service-Based Retirement
Pension Benefit Calculation
Retirement Benefit Options
Joint and Survivor Options
Rights of Spouses and Dependents
Refund Rights
Establishing Benefit Entitlement
How to Apply for Benefits
Pension Benefit Payments
Conditional Service Benefit
Public Service Benefit
Duplicate Benefits
PERS and Your Social Security Pension Benefits
After-Retirement Benefit Increases

Retiree Health Benefits

Download Retiree Health Benefits section [PDF 986K]
Medical Coverage at Retirement
Optional Health and Life Plans
Medicare and Your PERS Medical Coverage

Working After Retirement

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Standard Option
Waiver Option
Retirement Incentive Programs
Earlier Retirement Incentive Programs

Divorce, Taxes, and Other Legal Issues

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Local, State, and Federal Taxes
Other Legal Issues


Download Appendix [PDF 1.4M]
Employers Participating in the PERS and Date Entered
Early Retirement Factors
Joint and Survivor Options
Joint and Survivor Option Examples
Indebtedness Factors
Publication Resources


Download Glossary [PDF 1.1M]


Download Index [PDF 1.2M]

Posted 2011 PERS Handbook Web Edition 1/13/2012