PERS Information Handbook


Complete PERS Information Handbook

Download complete handbook [PDF 11.3M]

Table of Contents

Download Table of Contents [PDF 966K]

Introduction & General Information

Download Introduction & General Information [PDF 374K]
Introduction
Administration of the PERS
Funding of the PERS DB Plan
Appeals

Services for PERS Members

Download Services section [PDF 918K]
Retirement and Benefits Online
Member Services Online
Counseling Services
Communicating with the PERS
Writing the PERS
Visiting and Calling the PERS
Confidentiality of Records

Membership

Download Membership section [PDF 1.2M]
Who is a Member of the PERS DB Plan?
Employers Participating in the PERS DB Plan
Employees Not Covered Under the PERS DB Plan
Membership Tiers
Simultaneous PERS and TRS Credit
Contributions
Refunds
Time Limit for Refund or Benefit
Tax Considerations
Annual Statement
Beneficiary Designation

Service Credit

Download Service Credit section [PDF 637K]
Credited Service
Reinstatement of Refunded Service
Refund of Contributions on Cost-of-Living Differential
Call to Active Duty Military Service
Claimed Service
Indebtedness Payments

Disability Benefits

Download Disability Benefits section [PDF 616K]
Occupational Disability Benefits
Nonoccupational Disability Benefits
Vocational Rehabilitation Requirements
Continuing Eligibility Requirements
Converting to a Normal Retirement Benefit
Peace Officers and Fire Fighters Receiving Occupational Disability Benefits

Death Benefits

Download Death Benefits section [PDF 665K]
Nonoccupational Death Before Retirement
Occupational Death Before Retirement
Death Benefit Payments
Death Benefits for Retired Members

Pension Benefits

Download Pension Benefits section [PDF 1.9M]
Vesting
Minimum Requirements for Age-Based Retirement
Minimum Requirements for Service-Based Retirement
Pension Benefit Calculation
Retirement Benefit Options
Joint and Survivor Options
Rights of Spouses and Dependents
Refund Rights
Establishing Benefit Entitlement
How to Apply for Benefits
Pension Benefit Payments
Conditional Service Benefit
Public Service Benefit
Duplicate Benefits
PERS and Your Social Security Pension Benefits
After-Retirement Benefit Increases

Retiree Health Benefits

Download Retiree Health Benefits section [PDF 986K]
Medical Coverage at Retirement
Optional Health and Life Plans
Medicare and Your PERS Medical Coverage

Working After Retirement

Download Working After Retirement section [PDF 354K]
Standard Option
Waiver Option
Retirement Incentive Programs
Exceptions
Earlier Retirement Incentive Programs

Divorce, Taxes, and Other Legal Issues

Download Divorce, Taxes and Other Legal Issues section [PDF 641K]
Divorce
Local, State, and Federal Taxes
Other Legal Issues

Appendix

Download Appendix [PDF 1.4M]
Employers Participating in the PERS and Date Entered
Early Retirement Factors
Joint and Survivor Options
Joint and Survivor Option Examples
Indebtedness Factors
Publication Resources

Glossary

Download Glossary [PDF 1.1M]

Index

Download Index [PDF 1.2M]

Posted 2011 PERS Handbook Web Edition 1/13/2012