TRS Information Handbook
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TRS Information Handbook (complete booklet) 
Table of Contents 
Introduction
General Information 
Administration of the TRS
Funding of the TRS DB Plan
Appeals
Services for TRS Members 
Retirement and Benefits
Member Services Online
Counseling Services
Communicating with the TRS
Confidentiality of Records
Membership 
Who is a Member of the TRS DB Plan?
Membership Tiers
Simultaneous TRS and PERS Credit
Contributions
1% Supplemental Contributions Provision
Refunds
Time Limit for Refund or Benefit
Tax Considerations
Annual Statement
Beneficiary Designation
Service Credit 
Membership Service Credit
Reinstatement of Refunded Service
Sabbatical Leave Credit
Claimed Service
Leave Without Pay
Bureau of Indian Affairs (BIA ) Service Credit
Outside Service Credit
Call to Active Duty Military Service
Claim for Prior Military Service
Claiming Simultaneous PERS and TRS Service
Indebtedness Payments
Disability Benefits 
Converting to a Normal Retirement Benefit
Death Benefits 
Nonoccupational Death Before Retirement
Occupational Death Before Retirement
1% Supplemental Contributions Provision
Death Benefit Payments
Death Benefits for Retired / Deferred Vested Members
Pension Benefits 
Vesting
Minimum Requirements for Age-Based Retirement
Minimum Requirements for Service-Based Retirement
Pension Benefit Calculation
Retirement Benefit Options
Joint and Survivor Options
Rights of Spouses and Dependents
Refund Rights
Establishing Benefit Entitlement
How to Apply for Benefits
Pension Benefit Payments
Minimum Benefit
Conditional Service Benefit
Public Service Benefit
Duplicate Benefits
TRS and Your Social Security Pension Benefits
After-Retirement Benefit Increases
Unused Sick Leave
Retiree Health Benefits 
Medical Coverage at Retirement
Optional Health and Life Plans
Medicare and Your TRS Medical Coverage
Working After Retirement 
Standard Option
Waiver Option
Retirement Incentive Programs
Exceptions
Divorce, Taxes, and Other Legal Issues 
Divorce
Local, State, and Federal Taxes
Other Legal Issues
Appendix 
Early Retirement Factors
Joint and Survivor Options
Joint and Survivor Option Examples
Indebtedness Factors
Publication Resources
Glossary
Index