AlaskaCare Medical Plan Comparison

2021 ACTIVE EMPLOYEE PREMIUMS:
For AVTECTA – AK Vocational Teachers (TA), APEA – Confidential (KK), APEA – Supervisory (SS), ACOA – Correctional Officers (GC), TEAME – Mt. Edgecumbe Teachers (TM), Employees not covered by collective bargaining (Exempt)
Employee Only Employee & Family
Medical, Standard $120 * Reduced! $290 * Reduced!
Medical, Economy $60 $160
Medical, Consumer Choice $24 $68
Dental, Standard $35 $98
Dental, Economy $0 $0
Vision, Managed $14 $38
For MEBA – Marine Engineers (BB), IBU – Inlandboatman’s (MM) Only
Employee Only Employee & Family
Medical, Standard $120 * Reduced! $290 * Reduced!
Medical, Economy $0 $0
Medical, Consumer Choice $24 $68
Dental, Standard $35 $98
Dental, Economy $0 $0
Vision, Managed $14 $38
Medical Plan Provisions for ALL employee groups
Medical, Standard Medical, Economy Medical, Consumer
Individual Deductible $300 $500 $2,400
* first $750 offset by HRA
Family Deductible $600 $1,000 $4,800
* first $1,500 offset by HRA
Coinsurance* 80% 70% 70%
Individual Annual Out-of-Pocket Limit* $1,750 $2,750 $5,400
Family Annual Out-of-Pocket Limit* $3,500 $5,500 $10,800
In-Network Primary Care Provider Visit Copay $25 $35 N/A
In-Network Specialty Care Provider Visit Copay $45 $55 N/A
Effective: Jan. 1 - Dec. 31, 2021

* See section 2.1.1 of the plan booklet for a list of coinsurance exceptions, such as 100% for in-network preventive care, or reduced coinsurance levels for receiving services at some out-of-network facilities.

** Coinsurance will be 30% of covered charges for dependents that are covered by a State employee health trust and that coverage: has been waived, pays less than 70% of covered expenses, or has an individual out-of-pocket maximum, including deductibles, of more than $3,500.

Please refer to the plan booklet for plan provisions.