Long-Term Care Premiums
Premiums are based on your age at retirement and while all premiums may increase, your premium will always be based on your age on the date you retired. If you elect coverage for your spouse or qualified same sex partner, you pay a separate premium based on their age at your retirement.
Bronze Option
| May 1, 2000 Age | Premium (in dollars) |
|---|---|
| < 50 | 16.10 |
| 50-54 | 21.45 |
| 55-59 | 26.80 |
| 60-64 | 48.25 |
| 65-69 | 80.45 |
| 70-74 | 128.70 |
| 75-79 | 193.05 |
| 80-84 | 294.95 |
| ≥ 85 | 412.90 |
Long-Term Care Silver, Gold, and Platinum Option
| Age at enrollment | Silver Option $400,000 maximum No inflation protection |
Gold Option $300,000 maximum Simple inflation protection |
Platinum Option $300,000 maximum Compound inflation protection |
|---|---|---|---|
| ≤ 40 | $26 | $76 | $148 |
| 41 | $27 | $77 | $150 |
| 42 | $28 | $78 | $153 |
| 43 | $30 | $79 | $155 |
| 44 | $31 | $81 | $158 |
| 45 | $33 | $82 | $161 |
| 46 | $35 | $84 | $164 |
| 47 | $37 | $85 | $167 |
| 48 | $39 | $89 | $170 |
| 49 | $41 | $92 | $172 |
| 50 | $44 | $96 | $175 |
| 51 | $46 | $100 | $177 |
| 52 | $49 | $103 | $180 |
| 53 | $52 | $109 | $184 |
| 54 | $56 | $114 | $188 |
| 55 | $60 | $120 | $192 |
| 56 | $63 | $126 | $195 |
| 57 | $67 | $131 | $199 |
| 58 | $75 | $143 | $212 |
| 59 | $84 | $156 | $225 |
| 60 | $92 | $168 | $237 |
| 61 | $100 | $181 | $250 |
| 62 | $108 | $193 | $263 |
| 63 | $123 | $212 | $281 |
| 64 | $137 | $231 | $300 |
| 65 | $151 | $250 | $319 |
| 66 | $166 | $269 | $338 |
| 67 | $180 | $288 | $357 |
| 68 | $201 | $313 | $381 |
| 69 | $222 | $339 | $404 |
| 70 | $244 | $364 | $428 |
| 71 | $265 | $389 | $451 |
| 72 | $286 | $414 | $475 |
| 73 | $314 | $444 | $502 |
| 74 | $343 | $474 | $529 |
| 75 | $371 | $503 | $556 |
| 76 | $399 | $533 | $584 |
| 77 | $427 | $563 | $611 |
| 78 | $471 | $609 | $654 |
| 79 | $515 | $654 | $698 |
| 80 | $559 | $700 | $741 |
| 81 | $603 | $746 | $784 |
| 82 | $646 | $791 | $828 |
| 83 | $731 | $887 | $923 |
| 84 | $815 | $982 | $1018 |
| ≥ 85* | $900 | $1078 | $1113 |
*Inflation protection increases annually until the covered member reaches age 85.