TRS Information Handbook

Complete TRS Information Handbook

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Table of Contents

Table of Contents [PDF 866K]

Introduction & General Information

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Introduction to the TRS Defined Benefit Plan
Administration of the TRS
Funding of the TRS DB Plan

Services for TRS Members

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Retirement and Benefits
Member Services Online
Counseling Services
Communicating with the TRS
Confidentiality of Records


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Who is a Member of the TRS DB Plan?
Membership Tiers
Simultaneous TRS and PERS Credit
1% Supplemental Contributions Provision
Time Limit for Refund or Benefit
Tax Considerations
Annual Statement
Beneficiary Designation

Service Credit

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Membership Service Credit
Reinstatement of Refunded Service
Sabbatical Leave Credit
Claimed Service
Leave Without Pay
Bureau of Indian Affairs (BIA ) Service Credit
Outside Service Credit
Call to Active Duty Military Service
Claim for Prior Military Service
Claiming Simultaneous PERS and TRS Service
Indebtedness Payments

Disability Benefits

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Converting to a Normal Retirement Benefit

Death Benefits

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Nonoccupational Death Before Retirement
Occupational Death Before Retirement
1% Supplemental Contributions Provision
Death Benefit Payments
Death Benefits for Retired / Deferred Vested Members

Pension Benefits

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Minimum Requirements for Age-Based Retirement
Minimum Requirements for Service-Based Retirement
Pension Benefit Calculation
Retirement Benefit Options
Joint and Survivor Options
Rights of Spouses and Dependents
Refund Rights
Establishing Benefit Entitlement
How to Apply for Benefits
Pension Benefit Payments
Minimum Benefit
Conditional Service Benefit
Public Service Benefit
Duplicate Benefits
TRS and Your Social Security Pension Benefits
After-Retirement Benefit Increases
Unused Sick Leave

Retiree Health Benefits

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Medical Coverage at Retirement
Optional Health and Life Plans
Medicare and Your TRS Medical Coverage

Working After Retirement

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Standard Option
Waiver Option
Retirement Incentive Programs

Divorce, Taxes, and Other Legal Issues

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Local, State, and Federal Taxes
Other Legal Issues


Download Appendix [PDF 550K]
Early Retirement Factors
Joint and Survivor Options
Joint and Survivor Option Examples
Indebtedness Factors
Publication Resources


Download Glossary [PDF 51.5M]


Download Index [PDF 1.0M]

Posted 2011 TRS Handbook Web Edition 1/17/2012